Can you answer the question “How soon can I retire?” 


We can. It involves your time horizon, adequacy of resources, and suitability of investments. We understand the vehicles for tax-advantaged retirement savings and help you decide which to use. 

We listen to your hopes, goals, and fears.  Next we research and analyze your situation, answering questions such as, "Which pension option should I take?" or, "How does my annuity work?"  Then we put together all the moving pieces so you can implement a plan.


retirement savings vehicles

Traditional IRA, Roth IRA
401(k) and 403(b) plans
Solo 401(k) plans
Roll-over and inherited IRAs

The realm of tax-deferred savings

By rolling over your 401(k) from your old job into an IRA you can gain access to more investment options and professional advice.  And you continue saving for retirement on a tax-deferred basis.  This strategy is available to individuals who have changed jobs or retired and have left savings in a former employer's workplace savings plan (i.e., 401(k), 403(b), or governmental 457(b)). 

For small business owners, a SEP-IRA plan or individual 401(k) can be just the ticket. They allow you to reduce taxes during your working years and save for your future. We can evaluate which plan is a good choice for you.